Our Services

Rumley & Chaggares, Chartered Accountants, is a multi-disciplinary firm. The services we provide far exceed what you would expect from an accounting firm.

Tax Advisory, Planning & Restructuring

A review of your current personal and/or corporate tax structure can determine if tax minimization is being achieved. You may uncover profitable restructuring opportunities. Tax minimization is possible through effective tax planning, including:

  • Family trusts
  • Holding companies
  • Estate freezes
  • Incorporation of a business
  • Income splitting
  • Identifying your corporation’s cross-border tax issues

Financial Planning

Entrusting your financial affairs to our experienced wealth management and accounting professionals will ensure that your wealth is safeguarded for the future.

We offer the following financial management services to both individuals and businesses:

  • Drafting of financial plans
  • In-depth review of current finances
  • Investment portfolio reviews

Estate and Succession Planning

Through estate and succession planning, we assist entrepreneurs in identifying succession essentials and opportunities. We can assist with retirement planning initiatives to provide financially secure retirement options at the discretion of the entrepreneur.

Business Plans

We understand specific business challenges. This allows us to better define your business goals. We offer short and long term business planning. A well developed business plan is essential primarily for obtaining financing. Additionally, a professionally-crafted business plan can:

  • Attract investors
  • Identify key business drivers (price/margin analysis, expansion opportunities, staff optimization)
  • Assess financial needs
  • Manage foreign exchange exposure
  • Assist with procurement of equipment
  • Highlight tax planning opportunities

Advisory Services

Entrepreneurs can benefit from the expertise of a knowledgeable business advisor. As an advisor, we can provide decision-making support and guidance for optimal business success. Our business advisory services cover the following management issues:

  • Management coaching
  • Company infrastructure reviews
  • Reporting arrangements and staff accountability
  • Remuneration
  • Recruitment / Hiring
  • Identification of staff training needs
  • Assistance with contract negotiations
  • Process management, measurement and monitoring
  • Define senior management roles
  • Facilitate shareholder agreements
  • Assistance in negotiating and obtaining financing

Business Valuations

Various situations can arise when you need to know the current value of your business. We can provide advice and assistance with negotiations when a reasonable estimation of your business value is all that is needed. In other cases, a Valuation Report may be required for a specific purpose, such as the break-up of a business. We can assist you in making certain preliminary determinations as to the value of your business and advise whether or not a Valuation Report should be prepared.

Corporate, Personal, Estate and Trust Tax Returns

Our trained staff has the experience to meet all of your tax preparation needs. We stay up-to-date on changes to all tax laws to ensure that our client’s taxes are minimized.

We also specialize in the preparation of US tax returns for Canadian residents and corporations.

Investment Services

Our goal is to measurably improve our client’s organizational performance through sound financial management and informed advice. We can work with you to create a new financial plan or manage your current portfolio.

Accounting and Bookkeeping

Our staff is knowledgeable and experienced in various accounting systems. We can provide assistance in the setup and training of your staff when a new accounting information system is introduced. We also provide help with system modifications to handle your specific circumstances.

We offer bookkeeping services in either QuickBooks or Simply Accounting, either at our office or on-site.

Financial Statements

Financial statements can be prepared to suit the requirements of your organization. Our firm can support your company’s particular needs including an audit, review or a notice-to-reader engagement.

Forensic and Investigative Audits

Forensic and investigative audits are often conducted for the following reasons:

  • When a significant misappropriation of an indeterminate amount of cash or assets is suspected
  • Shareholder disagreements arise
  • Family law and other related claims

  • Fraudulent insurance claims

Our firm can conduct forensic and investigative audits reflective of your budget and circumstances. We can review and discuss your particular concerns and the process of forensic investigation to assess whether an investigative audit would be beneficial to your organization.

Human Resources Management Consulting

We offer over 20 years of Human Resource Management experience focused in the areas of: Recruitment, remuneration and training.